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    The knee

    Stella’s mother needed a knee replacement. The doctor had been telling her for years that her job was too much for her knees, and it finally seemed to be catching up with her. “Young at heart doesn’t mean anything to the body,” the doctor explained. Stella’s mother scoffed. As the pain increased, her mobility decreased. She wasn’t able to enjoy life any more– she couldn’t walk out to the garden, she couldn’t walk her dog, and she couldn’t take the grandkids to the playground. Stella hated seeing her mother suffer so much. “Mom, just have the surgery. You’ll be down for a little while, but it’ll be worth it in…

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    They didn’t teach you this in school

    How many times have you used sine or cosine outside of school? Have you ever needed to dissect a frog in your everyday life? Do you regularly need to breakdown the symbolism in 100+ year old literature? Probably not. Our education system is notorious for not teaching information you use in the real world. Insurance isn’t sexy. It probably isn’t a topic that will spark your interest at 3 am and send you down a rabbit hole of fascinating YouTube videos and Wikipedia pages. Still, insurance is one of the most important choices you will ever make. You work 40 hours a week to put food on the table for…

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    Joanna’s accident

    Joanna screwed the lid onto her mug and got into the car. As she pulled down the street, she prepared herself for her presentation. If she got this promotion, her kids would be all set for college. The light turned green, and she started into the intersection– right into the path of a distracted driver. Joanna did not plan to be in a car accident that morning. Nobody ever plans for those things. While Joanna recovered, she was able to focus on her health. The car would be taken care of by her auto insurance, and disability insurance kept the bills at bay. She had enough on her mind without…